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Most of today’s graduates are clueless when it comes to applying everyday skills that the average consumers will most definitely, at some point in their lives, need to know. Very important issues that consumers will  definitely face— such as choosing a career path, writing an effective résumé, interviewing for a job, preparing for a job interview, purchasing or leasing a car, becoming a homeowner, and obtaining a mortgage—

are unfortunately not taught enough in our high schools or colleges. These lessons are vital to all our citizens so that they may have the opportunity to become above average achievers and more productive, functioning members of our society.